Can I Have Assets And Still Collect SSDI Or SSI?

Assets ONLY affect your eligibility for SSI benefits

Unlike Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI) is a needs-based program. When determining eligibility for SSI benefits, the Social Security Administration (SSA) is looking at your current financial situation. Assets and resources are not taken into consideration for an SSDI claim.

Assets and Resources

In order to qualify for SSI, certain criteria must be met. The technical qualifications for SSI are based on your income, assets and resources. If you are single, you can have up to $2,000 in assets and if you are married, you can have a combined total of up to $3,000 in assets. This includes (but is not limited to) money in checking, savings, and retirement accounts, stocks and bonds, and land or property owned. One primary car and one home are not taken into consideration for these resource limits.

SSA is looking at both earned and unearned income to determine if you qualify for SSI. If you are receiving VA benefits, child support, alimony, or other “unearned” income, these amounts may affect your eligibility to receive SSI. If you are married and your spouse is working, their income also affects your eligibility for SSI.

For more information regarding asset limits for SSI, call us now. With a free evaluation, we will be able to help determine if you are eligible to receive these benefits.


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